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Elmin is 30 years old, married and the father of 4 month old baby. He works with livestock and his wife is a homemaker. He has worked with livestock for nine years, raising and fattening the animals he buys to later sell them and also sell milk products. Elmin learned the work from his father and he says that he decided to work in this area because he could not find another way to support his family. He also works in the local market as a seller for a salary.

Elmin is requesting this loan to buy cows. He says that milk produce will let him to improve his family’s diet. Elmin says that his dream is to see his children study and choose a field that will let them have a good life. He also dreams of selling dairy products in his community in order to improve his income and help his family to have a better life.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.


About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Elmin to purchase cows to start milk production.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 11, 2013
Nov 8, 2013
Currency Exchange Loss:
Nov 17, 2014