Kin (in the photo) lives on an island in the Mekong River, about fifteen kilometers from Phnom Penh City. She now stays at home. She has two sons and two daughters; one is married and she is a garment worker, one is a construction worker and the other two have full-time employment.
The main source of income is from her husband and children. Her husband is a 'moto kangbei' taxi driver. In the past, they were commonly known as "tuk tuks" (a three-wheeled motorcycle taxi), but they are now officially called "moto kangbei" by government authorities.
Kin wants to buy a motorbike for her daughter, who is a garment worker to drive to work. But she does not have money. Hence she decided to apply for a loan to make the purchase.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.