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Odelia is a single mother of four who is completely dependent on her income to support her family. With the help of her mother Mariam, she was able to open her micro enterprise, a clothing store in Jerusalem which they both own and manage. Initially the store sold household goods and supplies, but they soon realized that their neighborhood needed a clothing store catering to religious women.

With the help of her mother, Odelia is making a better future for her children. At this time she has a part-time job in the morning to supplement her income while her mother watches over the shop. She knows her store has real potential and one day wants to manage it full time and earn a decent living that will provide for her family.

Odelia has requested this loan to purchase a stock of dresses and clothing for religious women.

Additional Information

More information about this loan

KIEDF targets some of the most marginalized groups and areas in Israel with its microfinance services, specifically working with Bedouins, Haredi women, and Israeli-Ethiopians. By contributing to this loan, you are supporting a borrower who otherwise would have very limited access to financial services. 

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.


About Israel

  • $28,930
    Average annual income
  • 0
    View loans »
    Israel Loans Fundraising
  • $1,276,625
    Funds lent in using Kiva
  • 3.5
    Israel New Shekels (ILS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $5,675 helped Odelia to purchase a stock of dresses and clothing for religious women.
56% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Oct 29, 2013
Nov 7, 2013
Currency Exchange Loss: