Update on AlexandraAlexandra works with green house farming. Since her previous loan, her children bought a house nearby and build two greenhouses there. This contributed to increasing the income. Alexandra would like optimize her business processes. Currently she grows seedlings in one of the largest greenhouses. Doing this, she loses time for sowing. Alexandra would like to build a separate greenhouse for seedlings. This will help reduce the sowing time, and will mean receiving the harvest earlier and sell them for a better price.
Alexandra requests a loan in the amount of 30,000 hryvnia to build greenhouses for seedlings, and also to purchase seeds, plastic film and fertilizer. The loan will help her increase the income and thus improve the welfare of the family.
Last year, Alexandra's husband suffered a stroke. He could almost not walk, but now he is improving. However he cannot work in the greenhouse. As it is hard for Alexandra to manage the business without her husband's help, her children help her. Together they hope for his speedy recovery.
Александра хочет оптимизировать свой бизнес процесс. Сейчас она выращивать рассаду в одной из больших теплиц. При этом теряется время на высадку. Александра хочет построить отдельную теплицу для рассады. Это поможете сократить время высадки, а значит получить урожай раньше и продать его по более выгодной цене.
Александра просит предоставить кредит в сумме 30000 гривен на постройку теплицы для рассады, а также закупки семян, пленки и удобрений. Кредит поможет увеличить доход и те самым улучшить благосостояние ее семьи.
В прошлом году муж Александры пережил инсульт. Он почти не мог ходить, сейчас идет на поправку, но все еще не может работать в теплице. Хотя Александре и трудно вести бизнес без помощи мужа, ей помогают дети. Все вместе они надеются на его скорейшее выздоровление.
Previous Loan DetailsAlexandra, her husband, and their three grown sons live in Kamenka. Together, they have been cultivating vegetables on their plot of land for the past 12 years. The business brings a good income, and the family has been able to expand it over time, for example by gradually installing a heating… More from Alexandra's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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- Repayment Term
- 12 months (Additional Information)
- Repayment Schedule
- Oct 16, 2013
- Nov 10, 2013
- Currency Exchange Loss:
- Aug 17, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.