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Nidia Sthefany
Nidia is 27 years old and is single. She is studying for a technical degree in information technology. She works to pay for her studies; she works in customer service in a private company, which allows her to cover her expenses. Her minimal monthly income helps her pay for her studies.

This is the first loan she has had with the institution. Nidia is going to use this loan for various expenses involved in studying, like financing her tuition costs and buying material for school to finish her studies, which will last for two and a half years. Nidia faces challenges in her studies, which are a lack of time to complete her work obligations and those of her higher studies.

Nidia lives in the Unión area of the city of La Paz. When she finishes her studies, she wants to work in her profession, and to improve her quality of life and that of her family.
View original language description ↓

La Señorita Nidia tiene 27 años y es soltera, estudia la carrera técnico en informática, trabaja para pagar sus estudios trabaja como atención al cliente en una empresa privada, lo cual le permite cubrir sus gastos su ingreso mensual mínimo que le ayuda a pagar sus estudios este es su primer crédito que tiene con la institución, Nidia va a usar este préstamo para distintos gastos que implica el estudiar cómo financiar los gastos de matriculación y la compra de material escolar para terminar sus estudio que durara el tiempo 2 años y medio, Nidia enfrenta retos en su estudios que son la falta de tiempo para cumplir sus obligaciones laborales, y las de sus estudios superiores, vive en la zona Unión de la Ciudad de la Paz, su deseo cuando termine sus estudios es quiere ejercer su profesión, mejorar su calidad de vida y la de su familia.

Additional Information

More information about this loan

This loan is part of Emprender's CrediEstudio program, which enables Bolivian students to cover their tuition and other education expenses to enroll in technical or undergraduate programs. Emprender designed this product to expand opportunity to riskier but bright young people so they can obtain degrees and secure good jobs.

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 233
    View loans »
    Bolivia Loans Fundraising
  • $31,576,425
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Nidia Sthefany to finance her tuition costs and to buy materials for school.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Nov 5, 2013
Currency Exchange Loss:
Aug 17, 2014