Two of her other children live under her roof as well, both with their spouses, however, they are not dependent on her. As a family they grow corn and beans for themselves. These crops are located about a 30-minute walk or a 10-minute drive away. At harvest time, the whole family gets involved, so they don't have to hire any help. Their clients are various intermediaries who come to the community to buy their product.
Her most important goal is to continue growing her business, which she will accomplish by taking good care of her crop and buying more land. For this reason she is now requesting a loan to buy agricultural supplies such as compost, liquid fertilizer, fertilizers, and other products, with which to tend to her coffee crop.
La meta más importante que tiene es hacer crecer más su negocio y esto lo lograra dando un buen mantenimiento a sus cultivos y mediante la compra de más terreno. Por lo que hoy en día ella solicita financiamiento para la compra de insumos agrícolas como abono, foliares, fertilizantes entre otros con los que podrán asistir sus cultivos de café.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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