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Maria Elisa
María Eliza is 56 years old, married, and educated through primary school, as her parents did not have the resources to be able to help her finish secondary or university-level education. However, they taught her to work the land where she grows coffee and other staples. She is mother to seven children, of whom only one is dependent: an adopted daughter, age 16, in her second year of the basic plan at the community education center.

Two of her other children live under her roof as well, both with their spouses, however, they are not dependent on her. As a family they grow corn and beans for themselves. These crops are located about a 30-minute walk or a 10-minute drive away. At harvest time, the whole family gets involved, so they don't have to hire any help. Their clients are various intermediaries who come to the community to buy their product.

Her most important goal is to continue growing her business, which she will accomplish by taking good care of her crop and buying more land. For this reason she is now requesting a loan to buy agricultural supplies such as compost, liquid fertilizer, fertilizers, and other products, with which to tend to her coffee crop.
View original language description ↓
Doña María Elisa tiene 56 años de edad es casada con un grado de educación de primaria completa ya que sus padres no tenían los recursos para poder ayudarle a culminar sus estudios a nivel secundario y universitario. Sin embargo le enseñaron a trabajar la tierra en lo que es el cultivo de café y granos básicos siendo madre de 7 hijos los cuales solo depende una hija que es adoptada la que tiene 16 años y está cursando el segundo curso del plan básico en el centro educativo de la comunidad. Bajo el mismo techo con ella también viven dos hijos que están con sus parejas sin embargo no dependen de ella. En familia cultivan maíz y frijoles solo para consumo de su hogar, sus cultivos están ubicados aproximadamente a 30 minutos caminando y 10 en vehículo. Llegada la corta se involucran todos los miembros de su familia y así se evitan el pago de mano de obra a personas particulares siendo sus clientes los diferentes intermediarios que llegan a la comunidad para comprar su producto.
La meta más importante que tiene es hacer crecer más su negocio y esto lo lograra dando un buen mantenimiento a sus cultivos y mediante la compra de más terreno. Por lo que hoy en día ella solicita financiamiento para la compra de insumos agrícolas como abono, foliares, fertilizantes entre otros con los que podrán asistir sus cultivos de café.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 84
    View loans »
    Honduras Loans Fundraising
  • $8,841,950
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Maria Elisa to buy agricultural supplies so she can tend to her coffee crop this season.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 24, 2013
Listed
Nov 5, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014