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Arpik is a farmer from the Paruyr Sevak village in the Ararat region. She lives with her husband, two little sons (a six year old and a one year old), and a little daughter (5 years old). With the help of her husband, she is engaged in beekeeping; breeding livestock, including cows, pigs, and hens; and cultivating watermelon, apricots, and grapes. They realize the agricultural products in the local market are their only source of the family income. The barn housing their livestock is currently in poor condition and needs to be renovated. To continue running her agribusiness in a sustainable way, Arpik needs a loan of 2,600 USD to renovate the barn, purchase some forage for the livestock, and pay for harvesting services. She and her family rely on the kind will of the lenders and will be grateful to them for their support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 113
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,600 helped Arpik to renovate her barn, purchase some forage for her livestock, and pay for harvesting services.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 29, 2013
Nov 7, 2013
Currency Exchange Loss:
Feb 20, 2015