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Yensi Mabel
Yensi Mabel is 27 years old, and is married. She is in excellent health and brings a lot of energy and enthusiasm to her work. She is a mother to four children, who study in different year groups at the school in the community where she and her husband live. Her only support is her husband, who does the hardest and longest work of the day such as the cleaning, application of compost and foliar products, the washing and drying of the bean and others while she helps with picking the beans.

It was thanks to her husband that she learned to work the land, because his family are farmers, with whom she has exercised this activity for three years. Her customers are the different buyers and intermediaries who visit the area looking for the product to resell it on the local and international markets. One of the biggest problems with this business is the variation in prices in the inputs that are applied to coffee, as competition isn't a problem for her and her husband. Her crops are located 200 metres from her home, which they get to walking as a family, which allows them to better care for her crops and the problems they might have.

Yensi Mabel is requesting a loan to buy 1800 small coffee plants to grow, 8 sacks of compost, 2 litres of foliar products, 8 litres of boron for her coffee crops so that she can sell them in the market for a very good price. Her goals are to have a healthy crop, free from plagues of harmful insects and others that can damage many hours and days work, and lead to the harvest being lost. As a mother, she also wants to see her children become people of worth, with university degrees which can help them to generate sources of income and improve every day.
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Doña Yensi Mabel tiene una edad de 27 años, casada la cual goza de una excelente salud con mucha energía y mucho entusiasmo al momento de ejercer su trabajo, madre de 4 hijos los cuales estudian en diferentes grados de educación en la escuela de la comunidad donde ella y su esposo habitan. Su único apoyo es su esposo el cual ejerce las actividades más pesadas y largas del día como la limpieza, la aplicación de abono foliares, lavado, secado del grano entre otros mientras ella colabora con la recolección del grano. Fue gracias a su esposo que ella aprendió a trabajar la tierra ya que la familia de él, es agricultora con el cual ejerce desde hace 3 años dicha actividad. Sus clientes son los diferentes compradores e intermediarios que llegan a la zona en busca del producto para poder revenderlo en el mercado local y nacional. Uno de los mayores problemas con esta actividad es la variación de precios en los insumos que al café se le aplican ya que la competencia no es problema para ella y su esposo. Sus cultivos están ubicado a 200 metros de distancia de su casa de habitación al cual se trasladan a caminando en familia permitiéndoles estar más pendiente de sus cultivos y de los problemas que estos puedan presentar.
Doña Yensi Mabel solicita financiamiento para la compra de 1800 plantillas para cultivar, 8 sacos de abono, 2 litros de foliares, 8 litros de boro para poder asistir a sus cultivos de café y poder venderlo en el mercado a un muy buen precio.
Sus metas son las de poder tener un cultivo sano, libre de plagas de insectos dañinos entre otros que puedan perjudicar el trabajo de muchos días, horas, etc. y perder la cosecha. Como madre ver a sus hijos convertidos en hombres y mujeres de provecho con carreras universitarias que les puedan ayudar a generar fuentes de empleo y a ser mejores cada día.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 11
    View loans »
    Honduras Loans Fundraising
  • $8,476,875
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Yensi Mabel to buy agricultural inputs for her coffee plants.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 25, 2013
Listed
Nov 4, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014