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Beatriz
Beatriz lives in the municipality of Soledad where she performs two jobs, selling fast food and making clothing. She does her business of selling fast food from Thursday to Sunday from 6 pm to 1 am while sewing dresses the other part of the time and according to the orders of her clientele.
In the month of December, the food products sold by Beatriz are in high demand. For the season, she prepares an increased production to sell more and increase her profits.
In her fast food business she has seen sales increase from less to more. She remembers that, some time ago, she made all of her products in a fledgling way and without a cart for preparation and display. Now she has a facility that allows her to be more comfortable in her work and display what she has for sale, boosting her sales in the market. Her best customers are the residents of the neighborhood and passersby who pay in cash. When she is shopping, Beatriz always buys from wholesalers that offer the best prices so she can be more competitive in the market. Her goal is to grow this business and, therefore, she has sought a Kiva loan as her first loan from Fundación Mario Santo Domingo. She will buy sausages, flour, sugar, sauces, and additives, awaiting the approaching New Year's holidays when students are her best customers. With the investment of this loan, Beatriz plans to be open for business Monday to Sunday to increase sales and make her Kiva loan the best investment.
View original language description ↓
Beatriz, habita en el municipio de Soledad, allí realiza dos actividades, por un lado vende comidas rápidas y por el otro confecciona ropa. Ella realiza su negocio de venta de comidas rápidas, de jueves a domingos y desde las 6 de la tarde a 1 de la mañana, mientras el de costura de vestidos, la otra parte del tiempo y de acuerdo con los pedidos de su clientela.
En el mes de Diciembre los productos alimenticios que vende Beatriz, tienen mucha demanda y para esa temporada, ella se prepara con una mayor producción para vender mucho más y aumentar sus utilidades. Con su negocio de comidas rápidas, ha ido de menos a mas, aun recuerda como hace algún tiempo, elaboraba todos los productos de una manera incipiente y sin carruaje de preparación y exhibición y hoy tiene un equipamiento, que le permite estar más cómoda en su tarea y dejar ver su oferta, impulsando la venta a su mercado. Sus mayores consumidores son los vecinos de su barrio y transeúntes, a quienes les vende de contado. Beatriz al realizar sus compras, siempre tiene en cuenta hacerlas a mayoristas que le ofrezcan los mejores precios, para lograr aumentar su competitividad en el mercado. Su meta es hacer crecer este negocio y por eso ha acudido a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará embutidos, harinas, azúcar, salsas, aditivos, aprovechando que se acercan las vacaciones de fin de año, y los estudiantes son sus mejores compradores. Con la inversión de este crédito, Beatriz, planea abrir su negocio de lunes a domingos, para incrementar sus ventas y así mismo hacer de su credikiva la mejor inversión.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

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About Colombia

  • $6,070
    Average annual income
  • 209
    View loans »
    Colombia Loans Fundraising
  • $12,876,400
    Funds lent in using Kiva
  • 1,892.4
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Beatriz to buy sausages, flour, sugar, sauces, and additives.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 18, 2013
Listed
Nov 4, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014