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Cleto is 37 years old. He lives in an isolated community which has no electricity. He has three small children who he cares for as his partner abandoned him. Since then he has worked twice as hard as he is both mother and father to the children. Since he was quite young Cleto has worked in agriculture, this being the only source of revenue he has.

In the last few months due to climate change the community was hit with a heavy frost which destroyed all the crops. Cleto has not remained behind thinking about how the disaster has affected his family's revenues and their food basket. Being very hard-working, he has not stood with bowed head but has returned to preparing his fields to seed again. It is for this reason that Cleto is requesting a loan to buy seeds and fertilizer. This loan will be a great help for his whole family to recover from this disaster and once more take up the road to prosperity.
View original language description ↓
El sr. Cleto de 37 años de edad, vive en una comunidad muy alejada donde no existe electricidad, tiene tres hijos muy pequeños los cuales cuida solo porque su pareja le abandono, desde entonces trabaja el doble ya que es madre y padre de sus hijos, desde muy temprana edad el sr. Cleto se dedico a la agricultura, siendo esta la única fuente de ingreso que tiene, estos meses por los cambios climatológicos la comunidad sufrió una fuerte helada que destruyo todas la cosechas , el sr. Cleto no quedo atrás de este desastre natural afectando deliberada mente a sus ingresos económicos y a la canasta familiar, el sr. Cleto es muy trabajador, él no se quedó con las manos cruzadas ha vuelto a preparar sus terrenos para volver a sembrar es por eso que está solicitando el crédito para comprar semillas y abonos, este crédito ayudara en gran medida a toda su familia a poder recuperarse de este desastre que sufrió y emprender nuevamente el camino de la prosperidad.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.


About Bolivia

  • $2,817
    Average annual income
  • 89
    View loans »
    Bolivia Loans Fundraising
  • $28,926,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,450 helped Cleto to buy seeds and fertilizer.
50% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Oct 2, 2013
Nov 4, 2013
Currency Exchange Loss: