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Mardo De Jesús
Mardo, age 28, lives together with his partner and his 6 year-old child in a house he owns. For the past eight years he has worked as a day laborer on a farm in the area. Additionally, he sells sheets in different parts of the town. For him, the most important thing is his family, and it is because of them that he tries his hardest with each passing day.

He is asking for this loan from FUSAI to buy sheet metal and wood to repair the roof of the corridor of his house, which is damaged. He hopes to be able to count on this support and make the repair as soon as possible.
View original language description ↓

Mardo de 28 años de edad habita en casa de su propiedad junto a su compañera de vida y su hijo de 6 años. Desde hace 8 años se dedica a la prestación sus servicios como Jornalero en una finca de su localidad. Además, vende sabanas en diferentes zonas del municipio. Para él lo más importante es su familia y es por ella que se esfuerza día con día. Solicita este crédito a FUSAI para comprar lámina y madera para reparar el techo del corredor de su casa el cual se encuentra dañado. Espera poder contar con el apoyo y hacer la reparación lo antes posible.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 749
    View loans »
    El Salvador Loans Fundraising
  • $25,510,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Mardo De Jesús to buy sheets of metal and wood to repair the roof of the corridor of his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 31, 2013
Nov 4, 2013
Currency Exchange Loss:
Nov 20, 2014