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Jaqueline Iveth
Jaqueline, who is 28, lives with her husband and two daughters aged 7 and 13. Two years ago she managed to set up small premises where she sells paper, exercise books, pencils, rubbers, etc. She runs her business in her local school which guarantees her a ready market for her goods. Through a great deal of hard work she has managed to build a small brick house which is her main asset. She wants to continue improving her family's living conditions and so she is applying to FUSAI for this loan to have an electricity supply installed (as she does not have one at present). She will also use it to buy bricks, cement and sand, as she also wants to build a retaining wall. She very much hopes that this help will be forthcoming.
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Jaqueline de 28 años de edad vive junto a su esposo y sus dos hijas de 7 y 13 años de edad. Desde hace dos años logro establecer un pequeño establecimiento en el cual vende papel, cuadernos, lapiceros, borradores, etc. El negocio lo tiene en la escuela de su localidad lo cual le permite tener un mercado seguro para la venta. Con mucho esfuerzo ha logrado construir una pequeña casa de ladrillo lo cual es su principal patrimonio. Desea continuar mejorando las condiciones para su familia para lo cual solicita este crédito a FUSAI para invertir en la introducción de la energía eléctrica ya que no cuenta con el servicio y además, desea construir un muro de retención para lo cual comprará ladrillo, cemento y arena. Espera poder contar con dicha ayuda.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 657
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Jaqueline Iveth to buy bricks, cement and sand to build a retaining wall and have an electricity supply installed.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 25, 2013
Nov 11, 2013
Currency Exchange Loss:
May 17, 2015