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Miradije is 42 years old and a mother of six children between the ages of 6 and 17 years old, with five of them currently attending school. Miradije is a housewife and her husband receives a pension which is not enough money to provide for a large family. Although they live in a new home that was built for them by a humanitarian organization in the Roma community, they are still having difficulties providing for all of their food and expenses.

With the upcoming winter season, costs to heat the house will increase as they will need to be purchasing large quantities of wood. General electric costs are charged at a higher rate. Anticipating this, Miradije is requesting a loan in order purchase the wood so that she will not have to worry about keeping her family warm and healthy during the cold. Her goal is to find a job and offer her children a better life and education. She wants to thank all the lenders for improving conditions for her family!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Kosovo

  • $7,600
    Average annual income
  • 36
    View loans »
    Kosovo Loans Fundraising
  • $1,948,125
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Miradije to purchase the wood to keep her family warm and healthy.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2013
Nov 7, 2013
Currency Exchange Loss:
Dec 18, 2014