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Danijela is the mother of four children between the ages of 18 and 24 years old and lives in a small minority community in Kosovo. While her husband receives a pension, Danijela works in a primary school doing administration work. In order to increase their income, she and her husband also have worked in agriculture for a long time, based on family tradition. They own cows and pigs, as well as plant corn and wheat on their land. Danijela uses the cow’s milk for her family and also sells the milk and other dairy products in her neighborhood. She is a very hard worker who wants to have a better life for her family and is therefore requesting a loan to expand her stable and eventually increase the number of cows and pigs she owns. Knowing that this is a Kiva loan, she wants to thank all the lenders for their support.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.


About Kosovo

  • $7,600
    Average annual income
  • 10
    View loans »
    Kosovo Loans Fundraising
  • $1,805,475
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,725 helped Danijela to expand her stable.
80% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 16, 2013
Nov 7, 2013
Currency Exchange Loss: