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Sanda Association Group
In this Group: Abu, Adamsay, Sheka, Abu, Harison J.
This group is called Sanda Association. This is their 3rd time getting a loan from Kiva through SMT. Previous loans have significantly helped them in their businesses and livelihoods. They have repaid those loans successfully and are now requesting a new loan of Le 4,000,000.00. to further enhance their businesses.



Members of this group include: Abu B., Adamsay S., Sheika S., Abu K. and Harison J. K.. The leader of this group, Abu S. is an 'Okada' driver (motor-bikes used for public transportation). With a new loan, Abu will sell the old one to add to the loan money and purchase a new motor-bike. He is 35, married with 4 children. Abu has been in this business for the past 8 years now.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 51
    View loans »
    Sierra Leone Loans Fundraising
  • $9,344,750
    Funds lent in using Kiva
  • 2,915.0
    Sierra Leone Leones (SLL) = $1 USD