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Shahbana is a 44-year-old married woman. She has been running her milk selling business for many years. She has 2 cows to milk. She sells milk to many of her neighbors. She also sells butter that she makes from the milk. Her business is good enough to help her lead a decent life. She is very motivated to provide her family with a beautiful life with a good education, food and clothing.

She has improved her business to meet their day-to-day expenses. This is her 2nd year with Kashf Foundation and she is happily running her business with this support. She is requesting a loan of 35,000 PKR to purchase one more cow. She hopes to increase the capacity of her business for milk production which ultimately helps to generate more cash.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 279
    View loans »
    Pakistan Loans Fundraising
  • $14,700,975
    Funds lent in using Kiva
  • 106.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Shahbana to purchase one more cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 30, 2013
Nov 6, 2013
Currency Exchange Loss:
Nov 17, 2014