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Sok, 35, is married and has two children, one of whom is attending a local primary school. He is a farmer and owns a few pieces of land on which he grows rice to sell in the market in his area. Despite hardships, Sok aims to move his family forward and provide opportunities for education to his children. This has given him the strength to always advance, overcoming the various obstacles that have come up. He is requesting a loan to build a latrine for his family to use because his home doesn't currently have one. This will improve his family's living conditions, promote their health, and help to lessen environmental deterioration. He will use another portion of the loan to build a pigpen at his backyard, where he can keep a few pigs to raise. He is grateful for the loan granted through HKL because it has a much lower interest than other loan products.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Cambodia

  • $2,600
    Average annual income
  • 254
    View loans »
    Cambodia Loans Fundraising
  • $38,083,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Sok to build a latrine for his family to use.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 2, 2013
Nov 6, 2013
Currency Exchange Loss:
Sep 17, 2014