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Zanoubia, age 40 and divorced, works as an assistant in an association. She is the mother of three children, for whom she sacrifices her whole life in order to provide them with the best living conditions she can offer them.

Zanoubia has been employed as an assistant for the past five years, and this is her only source of income. Her low earnings are not enough to cover her family's increasing needs, which is why she is requesting a loan from Kiva partner Al Majmoua. She will use her loan funds to pay for her children's increasing school tuition fees.

Zanouba is well-known in her region. She has a good reputation and is respected for her hard work, both at her place of employment and within the community, especially since she is her family's sole breadwinner.

Her goal is to one day open her own children's daycare center. She intends to work hard to make her dream come true. This will significantly improve her family's socioeconomic situation.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 78
    View loans »
    Lebanon Loans Fundraising
  • $16,094,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Zanoubia to pay for her children school fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Nov 6, 2013
Currency Exchange Loss:
Jul 17, 2014