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Kyembare Bakyara Twimukye Group
In this Group: Sarah, Jaduress, Margret, Jane, Florence, Loice
Kyembare Group consists only of women whose major activity is farming, a few of whom are engaged in cattle rearing They applied for loan of UGX 3,200,000. They will divide this money among themselves. They face a challenge of low productivity of their farming businesses due to poor farming methods, price fluctuations, and foot and mouth disease. Their prime target is to obtain high output from their plantings, to have more milk from their cows, and to take their children to better schools in the country. But they are short of capital and funds to enable them achieve their dreams. With this loan, they believe their production will improve and their life style will change in society. Jane will use her loan to buy seeds for planting. She is thankful for the financial support that Ugafode gives her group.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 146
    View loans »
    Uganda Loans Fundraising
  • $31,982,275
    Funds lent in using Kiva
  • 2,522.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kyembare Bakyara Twimukye Group's $1,275 loan helped a member to buy seeds for planting.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 6, 2013
Currency Exchange Loss:
Sep 20, 2014