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Seda is a private entrepreneur from the village Ayntap of Ararat region. She lives with her daughter and two sons. Seda's daughter works in the postal service, and her sons are employed in the private sector. All the family members put their efforts together to be able to earn a living.

Seda runs a small local store where she sells different grocery products and household goods of daily demand. The assortment of goods she sells in the store is not that big. It needs to be updated and expanded periodically in order for her small business to develop in a sustainable way.

Seda currently needs a loan of USD 3,000 to purchase new items to resell in her store. With the help of the loan, her small store will become more compatible. Seda and her family members will highly appreciate the lenders support, and will be grateful to them for their help in collecting the needed loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 151
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Seda to purchase new items to resell in her store.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Nov 6, 2013
Currency Exchange Loss:
Nov 17, 2015