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Estrellitas  (Cuenca) Group
In this Group: Marísa Margarita, Mercedes Esther, Karla Estefania, Diana Mercedes, Marianita De Jesús, Blanca Dolores, Pablo Bolivar
The communal bank Estrellitas is made up of 6 female members and 1 male member who live in the city of Cuenca. This city enjoys a chilly climate. It is flanked by four rivers that surround it; its uneven geography gives it beautiful landscapes. The historic downtown became a World Heritage site in December of 1999. Like the members of the group, its people are women who daily find themselves in the fight to improve their economic stability in order to get their families ahead, while maintaining the culture and traditions of their people.

One of the group members is Señora Blanca, who is taking out her first loan alongside her friends and fellow group members from the Estrellita communal bank. Her mother, who had already been a member of the group for some time, had invited her to join, with the hope of mutual help in the group.

Señora Blanca is 42 years old. She is married and from her marriage has three children, ages 25, 20, and 15 years. Her first child is studying in the university, and the younger two children study in a school in the city. Her husband is a teacher. They don’t have their own house so they rent.

For five years, Doña Blanca has worked selling cleaning cloths. She works from Monday to Friday without a fixed schedule. She has also worked for the past two months caring for two children during the afternoons.

She is going to invest her loan in the purchase of cleaning cloths to expand her merchandise. Her goal is to finish her university studies.

The small photo is of a group member who could not be present when the group photo was taken.
View original language description ↓
El grupo de crédito Estrellitas está formado por 6 socias y 1 socio quienes viven en la ciudad de Cuenca, esta ciudad goza de un clima frió, esta bañada por 4 ríos que la cobijan, su geografía accidentada le regala hermoso paisajes, su Centro Histórico le dio el nombre de Patrimonio Cultural de la Humanidad en Diciembre de 1999. Su gente al igual que las socias son mujeres que día a día se encuentra en la lucha para mejorar su estabilidad económica para poder salir adelante con sus familias, aun mantienen la cultura y tradiciones de sus pueblos.
Una de las socias de este grupo es la Señora. Blanca, está realizando su primer crédito a lado de sus amigas y compañeras del grupo de crédito Estrellitas, a este grupo ha sido invitado por su madre quien ya forma parte desde hace algún tiempo, siendo su expectativa de ayudarse solidariamente en el grupo.
La Señora Blanca tiene 42 años de edad está casada y en su unión conyugal ha concebido 3 hijos de 25, 20 y 15 años de edad, su primer hijo está estudiando en la universidad y sus dos últimos hijos estudian en un colegio de la ciudad, su esposo es profesor, no tienen casa propia por lo que viven arrendando.
Doña Blanca desde hace 5 años se dedica a la venta de limpiones, trabaja de lunes a viernes sin un horario, también desde hace dos meses se dedica a cuidar de dos niños por las tardes.
Su crédito va a invertir en la compra de limpiones para ampliar su mercadería. Su meta es culminar sus estudios universitarios.
La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 53
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Estrellitas (Cuenca) Group's $2,300 loan helped a member to buy cleaning cloths.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 3, 2013
Listed
Nov 3, 2013
Currency Exchange Loss:
N/A
Ended:
May 17, 2014