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Elvis Wilfredo
Elvis is 45 years old and lives in the Tinguiña district. Elvis works as a bricklayer. This is his only source of income and with it he has been able to get his family ahead. Elvis feels things are going well for him as he is very meticulous in his work and he doesn't get complaints from his customers.

Elvis is very grateful to the lenders at Kiva as thanks to the support they offer him, he can buy materials to make improvements on his house. This will improve the quality of living for his family, especially for his younger children. So he can continue to work to achieve his goal which is to finish building his house.
View original language description ↓
Elvis tiene 45 años y vive en el distrito de la Tinguiña, Elvis trabaja como albañil y con el fruto de su trabajo saca adelante a su familia ya que es su única fuente de ingresos, Elvis cree que le va bien porque es muy detallista en su trabajo y por ello no tienen quejas de sus clientes.

Elvis esta agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar materiales para poder realizar mejoras en su vivienda y poder mejorar la calidad de vida de sus familia, sobre todo porque sus hijos son pequeños, así seguirá trabajando para poder hacer realidad su sueño:” Terminar de construir su vivienda”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Elvis Wilfredo to buy construction materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Nov 3, 2013
Currency Exchange Loss:
Jun 17, 2014