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Juan Carlos
Juan is 34 years old, has the fourth grade and has been in a relationship for 11 years. His partner is dedicated to household chores and she also works part time selling fruit and greens in the settlement where they live. They have 3 children who go to school and still live at home.

He has been a fare-taker on buses for the last 4 years, a job he got because agriculture wasn't enough to support his children and his partner, so he decided to change to this job for that reason. He also has a business as every morning he gets up very early to go out and sell sweet bread and French bread to the entire settlement; he does this from 5 in the morning until 7.30 a.m. At 8.30 a.m. he has to be on the bus route where he works and his working hours consist of 6 hours a day.

This loan will be used on his house; he will buy sun-dried bricks, roof tiles and wood to build his own home seeing as he currently lives with his family. The loan will improve his life as he will have somewhere of his own to live which will improve the relationship with his family as they will be in their own place.

He dreams of seeing his family succeed through work that they can do as a family and of seeing his children study so that one day they can be professionals.
View original language description ↓
Juan de 34 años, tiene cuarto grado de educación, está a acompañado desde hace 11 años su pareja se dedica a los oficios domésticos del hogar y también un trabajo de medio tiempo vendiendo frutas y verduras dentro de la colonia donde viven, tienen 3 hijos que estudian y aún viven con en casa.

Él es cobrador de buses desde hace 4 años, este trabajo lo adquirió porque la agricultura no le era suficiente para mantener a sus hijos y esposa, por ese motivo decidió dedicarse a esta labor. También, se dedica al comercio pues todas las mañanas se levanta muy temprano, para salir a vender pan dulce, francés a toda la colonia, el horario de esta labor es de 5 de la mañana a 7.30 a.m. a las 8.30 a.m. tiene que estar presente en la ruta donde trabaja y su horario de trabajo es de 6 horas diarias.

El préstamo será invertido en la vivienda, comprara adobe, teja, y madera, para hacer su propia casa ya que actualmente vive con su familia. El préstamo mejorara su vida, porque tendrá donde vivir en lo propio, esto vendrá a mejorar la convivencia con su familia porque estarán en lo propio.

Sus sueños son ver a su familia superarse, a través del trabajo que todos como familia puedan hacer y sueña con ver a sus hijos estudiar, para que un día sean profesionales.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 739
    View loans »
    El Salvador Loans Fundraising
  • $26,307,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Juan Carlos buy sun-dried bricks, roof tiles and wood to build his own home seeing as he currently lives with his extended family.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 23, 2013
Listed
Nov 3, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2014