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Flor Del Campo Group
In this Group: Vidalia , Isabel Thalia, Rozen, Vanessa, Marcos, Lizeth Charo, Ruth Jhovana, Cinthia Teresa
The not for profit group Flor del Campo will begin their first loan cycle with Pro Mujer as part of the Villa Tejada regional office. The group is made up of eight members and is directed by an executive board of which Vidalia is president. The members of the communal bank run a variety of businesses, including running a grocery store, selling construction materials, mobile phones, hats, and lingerie.

This loan will benefit the small business owners, including Vidalia who is a group member. She says that this is the first time that she has joined Pro Mujer after being invited by a friend who is a member of the institution. She currently has a knitting store where she sells garments of clothing. She says that she began this business many years ago after seeing that these garments were in high demand in the international market, which is why she has been selling the same garments for thirty years.

The loan that Vidalia is taking out will increase her working capital (by purchasing wool) which she will acquire from the borders of Bolivia and Peru and later, after making her garments, she will sell them from her store. This line of work allows her to generate an income to keep her going as much as possible in her home where she lives with her partner and three children.

When asked what she liked about Pro Mujer, Vidalia said that she liked their health service.
View original language description ↓
La A.C. “FLOR DEL CAMPO” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Villa Tejada, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Vidalia es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de material de construcción, tienda de barrio, venta de celulares, venta de gorras, venta de lencería.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Vidalia es integrante, ella indica que hace es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido y venta de prendas de vestir; cuenta que este negocio lo emprendió hace varios años atrás al observar que estos productos eran altamente comercializados en el mercado internacional, es por ello que ya trabaja con los mismos productos hace treinta años.

El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las fronteras Bolivia y Perú y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantenerse en lo posible a su hogar ya que ella vive en concubinato y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 109
    View loans »
    Bolivia Loans Fundraising
  • $29,146,750
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor Del Campo Group's $3,450 loan helped a member to buy wool.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 21, 2013
Listed
Nov 20, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014