The loan they are taking out will benefit small businesswomen of which Maria is an example. She says she joined Pro Mujer three years ago after being invited by a friend who is a member of the institution. Currently she runs a sewing business and sells chickens. She learnt the business when she was working in a workshop and then with a loan from Pro Mujer she decided to set up her own independent work space.
The loan she is taking out is to increase capital to buy fabric which she will buy from the wholesale stores in the city of El Alto and will use to make goods to sell. This kind of work allows her to generate income to maintain her household as much as possible, since she lives with a partner and has seven children.
When asked what she likes about Pro Mujer, she says she likes the health area.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Maria es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de costura y venta de polleras; cuenta que este negocio lo aprendió al trabajar de ayudante en un taller, posteriormente con el préstamo obtenido en Pro Mujer decidió emprender su espacio de trabajo independiente.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tiendas mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantenerse en lo posible ya que ella vive en concubinato y tiene siete hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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