Niño Nativo Group
Mauricia H. Garci is married and has 8 children, the youngest of which is 5-years-old. Two of her children are in school. She has a business where she sells food, which she started a year ago with a loan that she received from Finca Perú. Previously, she sold vegetable stew. Mauricia needs a loan of 500 soles, which she will use to purchase soft drinks and supplies for her business. Her goal is to grow her business, and her dream is to offer higher education to her children. Currently her oldest son is studying to be a chef in Huancayo. He is working to pay for his studies.
Teofila Cárdenas H. is married with 3 children, who are 15, 18, and 23. Two of her children go to school. She has a little store where she sells candy and groceries, which she started 2 years ago. She used to raise young animals, but this didn't go well for her, so she decided to start her store. She is requesting a loan of 1,000 soles, which she will use to purchase more products for her store. FINCA helped her and now she has access to credit. Her goal is to carry her business into other districts and to see her children become professionals.
María E. is married and has one son, who is 9 and goes to school. She has a grocery store, which she started 2 years ago to help her husband with the family finances. She is requesting a loan of 1,000 soles, with which she is going to buy more merchandise. Her goal is to grow and become a wholesaler. Her dream is to have a house in Huancayo where there is more commercial movement and better schools for her son. With FINCA, she is learning to save.
Translated from Spanish by Tanya Harper, Kiva volunteer
La comunidad D. Acoria es un barrio del distrito D. Acoria perteneciente al departamento D. Huancavelica (el mas pobre del Perú), ubicada a una altitud D. 2,880 m.s.n.m, las principales actividades son la agricultura, ganadería y el comercio. Al distrito se llega por vía férrea Huancayo – Huancavelica.
Mauricia H. Garci, casada, tiene 8 hijos, el menor D. 5 años, dos D. sus hijos van a la escuela, tiene un negocio D. venta D. comida el cual lo inició hace un año con el primer préstamo que recibió D. FINCA PERU, anteriormente vendía menestras. Mauricia necesita un préstamo D. 500 soles, con el préstamo va comprar gaseosas y alimentos para su negocio. Su desafío es crecer en el negocio, su sueño es brindar estudios superiores a sus hijos y actualmente su hijo mayor estudia para chef en Huancayo por lo que trabaja para pagar sus estudios.
Teofila Cárdenas H., casada con 3 hijos, D. 15, 18 y 23 años, dos hijos van a la escuela, tiene una tiendita que venD. golosinas y abarrotes, el cual tiene dos años D. creación, anteriormente criaba animales menores pero no le fue bien por lo que decidió crear su tienda, solicita un préstamo D. 1,000 soles, con el préstamo va comprar mas productos para su tienda. FINCA le ayudo pues ahora ya tiene acceso al crédito. Su desafío es salir con su negocio a otros distritos y ver profesionales a sus hijos .
Maria E., conviviente con 1hijo D. 9 años que va a la escuela, tiene una tienda D. abarrotes, que cuenta con 2 años D. creación, lo creo para apoyar a su esposo en la economía familiar, solicita un préstamo D. 1,000 soles, con el que va comprar mas mercadería. Su desafío es crecer y ser mayorista, su sueño es contar con una casa en Huancayo donD. hay mas movimiento comercial y mejores escuelas para su hijo. Con FINCA esta aprendiendo a ahorrar.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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