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Mujeres Del Triunfo (Women Of Victory) Group
In this Group: Josefa, Heidi Fabiola, Carmen, Josefina, Celestina, Angelica Maria, Herlinda, Juana, Olga Lidia
The nine women of this group live in the small village of El Triunfo in the municipality of San Antonio Suchitepéquez, Guatemala. This is a very poor part of the country, where 70% of the people live in poverty and about 25% live in extreme poverty. The village got its name years ago when the indigenous inhabitants triumphed over foreign investors who wanted to take their land.

This group was formed when the women heard about Namaste Guatemaya from a former client and contacted them to ask for support with their businesses. With Namaste they receive business education and are aided by a business adviser who helps them develop and follow a business plan. The Mujeres del Triunfo are excited about this opportunity to improve their businesses, their lives, and the lives of their families.

One of these hard-working women is Josefa (3rd from right). She is 36 years old, and is married with three children. Her business is selling clothing that she sews. When she started the business she had some money to invest. Since then she has had some difficulties; she has been robbed of a substantial sum of money, has been injured, and has had some serious health issues. Her medical care used up all her family's resources and she and her husband ended up in debt to a loan shark.

Now her business is on a solid footing and she is paying off the debt. She plans to use her loan to bulk buy fabric and materials for the clothing she makes. Currently she works 300 hours a month and has a monthly profit of about Q7,890 (US $1024). She hopes at the end of her nine months with Namaste to increase her profit to Q9,223 (US $1197).

Additional Information

More information about this loan

In addition to a micro-loan, through its Business Development Program, Fundacion Namaste Guatemaya, provides its borrowers with the business support that will help their enterprises grow. 

Namaste provides financial literacy, business education, cash flow analysis, and opportunities for entrepreneurs to to share experiences and best practices. The capstone of their model are Business Advisors that provide each borrower with one-on-one mentoring.

Namaste measures it success through the increase in profits of its borrowers. Of the more than 900 Namaste borrowers who have completed the business development program, on average their profits increased by 41%.  Namaste clients are averaging USD2.50 per hour vs the Guatemala minimum wage of UDS1.00. 


About Fundacion Namaste Guatemaya

Fundacion Namaste Guatemaya (Fundacion Namaste) is a non-profit organization in Guatemala that focuses on empowering women with microloans and mentoring. Its flagship program is the Namaste Business Development Program (NBDP), which combines personalized mentorship, financial literacy and customized microloans to help women entrepreneurs formalize their business models and increase their profits.

To date, approximately 1,000 women have completed the NBDP program, and over 500 women are actively enrolled. Kiva lenders’ funds enable Fundacion Namaste to reach even more women in Guatemala, particularly in rural and idigenous communities.

Fundacion Namaste joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 129
    View loans »
    Guatemala Loans Fundraising
  • $10,877,125
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Del Triunfo (Women Of Victory) Group's $1,625 loan helped a member to buy fabric and materials in bulk to make and sell clothing.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 28, 2013
Nov 1, 2013
Currency Exchange Loss:
Aug 17, 2014