Villa Totorani Group
The loan that they are taking out will benefit the small business owners, of which Adelia is a member. She says this is her first time as a member of Pro Mujer, having joined at the invitation of a friend who also wanted to participate in the institution. She currently has a textile business and sells "awayo" cloth (a traditional woven textile with many uses), beds, etc. She says she learned this business from her mother, since she relied on the same line of business.
The loan that she will now take out is to increase her capital by purchasing wool that she will get from the communities near her home and then later use in making the products that she will sell at the request of her customers. This type of work allows her to generate resources to support her household as much as possible since she is married and has five children.
When asked if she liked Pro Mujer, Adelia replied that she liked the savings and the education.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Adelia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que también quiso participar en la institución. En la actualidad ella tiene un negocio de tejido y venta de awayos, camas, etc.; cuenta que este negocio lo aprendió de su madre, ya que ella tenía el mismo rubro de negocio.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las comunidades cercanas a su domicilio y posteriormente a la elaboración lo comercializará en al pedido del cliente. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan los ahorros y la capacitación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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