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José Abel De Jesús
José is 66 years old. Due to the economic condition of his family, he was only able to go to school through 4th grade. He had to work every day and put a lot of effort into his studies.

Later, he only spent his time in agricultural labor, but a few years ago through his children's initiative, he continued his studied at night and worked during the day. He completed through 7th grade. Afterwards, he was not able to continue because his work became more difficult.

He is married and his wife works on household chores. Five of his children are grown up with their own families. Two of them are studying: one in high school and the other in the first year of university. These two depend exclusively on him.

José has earned his living working in agriculture since he was very young, when his father taught him this work. He also worked for wages taking care of cattle.

He does agricultural work during the winter and plants his crops five kilometers from his house. When he goes to the territory, one of his sons takes him halfway, and then he had to walk because vehicles can't enter. He goes early in the morning and stays, if possible, all week, only taking what's necessary in food to stay all the time that is needed. His children help him sometimes with paying wages, but don't directly help with the crop.

The credit will be used to buy agricultural inputs: composts, fertilizers, workers' wages, and to prepare the land for the crop. He expects to improve his corn crop and achieve, at the end of harvest, a better production to have better income for his family.

He hopes for the future to give his children education, if possible so they enter university. With the loan, he will have better income and he will use his earnings from the corn to buy more cattle pasture.
View original language description ↓

José de 66 años, debido a la condición económica de su familia, solo pudo estudiar hasta un 4º grado, ya que tenia que trabajar todos los días y con mucho esfuerzo estudiaba; luego solo se dedico al trabajo agrícola pero hace unos años por iniciativa de sus hijos, continuo con sus estudios en la nocturna y trabajaba en el día, logro sacar hasta un 7º grado. Después, ya no pudo seguir porque se le era mas difícil el trabajo. Es casado y su esposa se dedica a los oficios domésticos, 5 de sus hijos, ya son mayores de edad y han formado sus propias familias y dos de ellos están estudiando uno en bachillerato y el otro en primer año de universidad. Ellos dos son los que dependen exclusivamente de él.

José se a dedicado a trabajar la agricultura desde muy pequeño, ya que su padre le enseño esta labor. También, se dedicaba a trabajar como jornal cuidando animales bovinos. El trabajo agrícola lo realiza en las épocas de invierno los cultivos los realiza a 5 kilómetros de su casa, cuando se va al terreno uno de sus hijos lo traslada a mitad de camino, luego tiene que caminar porque no pueden ingresar vehículos, madruga y se queda si es posible toda la semana en el lugar solo lleva lo necesario en alimentación para mantenerse todo el tiempo que sea necesario.
Sus hijos le ayudan en ocaciones para el pago de mosos, pero no le ayudan directamente en el cultivo.

Los fondos del crédito serán utilizados, para la compra de insumos agrícolas; abonos, fertilizantes, pago de mosos y para preparar la tierra para el cultivo, se espera favorecer mejor el cultivo de maíz y lograr tener al final de la cosecha una mayor producción y tener mejores ingresos para su familia

Espera para el futuro, darles el estudio a sus hijos si es posible hasta que egresen de la universidad, con el préstamo tendrá mejores ingresos y la ganancia de la producción de maíz la utilizara para comprar mas ganado de repasto.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

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About El Salvador

  • $4,900
    Average annual income
  • 453
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped José Abel De Jesús to buy agricultural inputs: compost, fertilizers, payment for workers, and to prepare the soil for the crop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 2, 2013
Listed
Nov 2, 2013
Currency Exchange Loss:
N/A
Ended:
May 22, 2014