Las Constantinas Group
The loan they will take out will benefit small businesswomen of which Sonia is an example. She says she joined Pro Mujer five months ago after being invited by a friend who is a member of the institution. Currently she runs a business knitting and selling baby clothes. She learnt this trade several years ago, having learnt the knitting skills in a previous job.
The loan she will take out is to increase capital to buy wool which she will buy from the wholesale stores in the city of El Alto and will use to make goods to sell. This kind of work allows her to generate income to maintain her household, since she lives with a partner.
When asked what she likes about Pro Mujer, she says she likes the training in loans and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sonia es integrante, ella indica que hace cinco meses que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido y venta de chambritas; este negocio lo emprendió hace varios años, aprendiendo la técnica de tejido en un trabajo anterior.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las tiendas mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará de las en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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