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Teresa is a client of Kubo Financiero, and this is her story:

“Hi, my name is Teresa. I am 50 years old, and I am married. I have two children who are now independent. My daughter supports me financially.

I have been making women’s and men’s underwear for 20 years. I make my sales for wholesale at a market.

I am going to use the loan to buy rolls of fabric. By purchasing fabric wholesale, I am able to get greater profits.

I have a seamstress shop in the upper part of my house. My business is a family business; I work with my parents and siblings. My main achievements are giving my family a good quality of life, having my own home, and managing to have my business grow.”

Teresa has shown herself to be a reliable client. She punctually paid a previous loan with Kubo Financiero.
View original language description ↓
Teresa es una cliente de Kubo Financiero y esta es su historia.
Hola me llamo Teresa tengo 50 años y estoy casada. Tengo dos hijos que ya son independientes, mi hija me apoya económicamente.
Me dedico a la fabricación de ropa interior para dama y caballero desde hace 20 años. Mis ventas son por mayoreo en un tianguis.
Voy a utilizar el crédito para comprar tela en rollo, al comprar tela por mayoreo puedo obtener mayor ganancia.
Tengo un taller de costura en la parte superior de mi casa. Mi negocio es familiar trabajo con mis papas y hermanos. Mis principales logros es darle una Buena calidad de vida a mi familia, tener una casa propia y lograr que mi negocio crezca.
Teresa ha demostrado ser una clienta cumplida, ya que pago puntualmente un crédito anterior con Kubo Financiero.

Additional Information

About Kubo.financiero

Kubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.


About Mexico

  • $15,600
    Average annual income
  • 49
    View loans »
    Mexico Loans Fundraising
  • $19,989,325
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,950 helped Teresa to buy fabric wholesale in order to improve profit.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Oct 31, 2013
Nov 6, 2013
Currency Exchange Loss:
Jul 17, 2014