Flor De Vida Group
The loan they are taking out will benefit small businesswomen of which Carmen is an example. She says she joined Pro Mujer three years ago after being invited by a friend who is a member of the institution. Currently she runs a business selling food and she says she learnt the business while working as an assistant in a sales outlet. She later decided to set up on her own.
The loan she will take out is to increase capital to buy stews which she will buy from the wholesale stores in the city of El Alto and after preparing them will later sell them in her business. This kind of work allows her to generate income to maintain her family as much as possible, since she is married and has four children.
When asked what she likes about Pro Mujer, she says she likes the local payments.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Carmen es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida; cuenta que este negocio lo emprendió al cuando trabajo de ayudante en un espacio de venta, posteriormente decide emprender su propio espacio de comercialización.
El crédito que ahora sacará es para el aumento de capital (compra de ollas) que adquirirá de las tiendas mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantenerse en lo posible ya que ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan el cobro en zona.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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