Amigas De 6 De Junio Group
The loan they will take out will benefit small businesswomen of which Olivia is an example. She says she joined Pro Mujer six months ago after being invited by a promoter from the institution who went to visit her in her home. Currently she has a business selling plaster. She says she started this business several years ago as her husband was previously selling this product and she decided to set up independently.
The loan she will take out is to increase capital to buy plaster which she will buy from the wholesale stores in the city of El Alto and will later sell to order. This kind of work allows her to generate income to maintain her household as much as possible, since she is married and has four children.
When asked what she likes about Pro Mujer, she says she likes the training on loans and health and the clinics.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Olivia es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de estucos; cuenta que este negocio lo emprendió hace varios años atrás, ya que su esposo comercializaba anteriormente este producto y elle decide implementarlo independiente mente.
El crédito que ahora sacará es para el aumento de capital (compra de estuco) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en a pedido. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las capacitaciones en crédito y salud y los consultorios.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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