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Asmicra Group
In this Group: Margarita, Guido, Carmen Rosa, Soledad Zoraida, Amanda Esther, Sonia Elsa, Dora , Celia Rosalia
The "ASMICRA" communal bank will be starting its second loan cycle with Pro Mujer, as part of the Villa Tejada centre. It is made up of eight members and is run by a board of directors of which Dora is the Secretary. The businesses which the members of the communal association run are varied and among them are: making schoolbags, selling food, selling sweets, selling dairy products, mechanic's workshop and an electrical appliance repair shop.

The loan they will take out will benefit small businesswomen of which Dora is an example. She says she joined Pro Mujer a year ago after being invited by a friend who is a member of the institution. Currently she has a business sewing and selling rucksacks. She says she learnt this business from helping her parents in their workshop and later decided to set up her own independent work space where she now works.


The loan she will take out is to increase capital to buy fabric which she will buy from the wholesale stores in the city of El Alto and to make the rucksacks to sell in her shop. This kind of work allows her to generate income to maintain her family as much as possible, since she is divorced and has two children.

When asked what she likes about Pro Mujer, she says she likes the health centre.
View original language description ↓
La A.C. “ASMICRA” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Villa Tejada, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Dora es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: confección de bolsones, venta de comida, venta de dulces, venta de lácteos, taller mecánico, taller de reparación de electrodomésticos.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Dora es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de costura y venta de mochilas y mochilas; cuenta que este negocio lo emprendió al ayudar a sus padres en su taller, posteriormente decide implementar su espacio independiente donde en la actualidad trabaja.

El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tiendas mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantenerse en lo posible ya que ella es divorciada y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan el consultorio de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 95
    View loans »
    Bolivia Loans Fundraising
  • $28,171,500
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Asmicra Group's $4,775 loan helped a member to buy fabric.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 11, 2013
Listed
Nov 18, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014