The loan they're getting will benefit small business entrepreneurs such as Mónica. She says it's the first time she's been a member of Pro Mujer, having joined on the invitation of a friend who's a member. Currently Mónica has a tailor shop that she started to help her parents in their shop; later she decided to get her own space so she could pay for her education.
Mónica's loan is to increase her capital by buying fabric from the wholesale stores in the city of El Alto; after making the clothing she'll sell it in her sales stall. This job allows her to earn an income to support herself to the extent possible, because she's going to school and needs the money.
When asked what she likes about Pro Mujer she says the loan and health trainings.
El crédito que sacaran beneficiara a pequeñas microempresarias/os donde la señora Mónica es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de taller de costura; cuenta que este negocio lo emprendió al ayudar a sus padres en su taller, posteriormente decide implementar su espacio independiente, mediante el cual podrá subvencionar sus estudios.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tiendas mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantenerse en lo posible ya que ella está estudiando y necesita recursos económicos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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