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Irma
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See Irma's first Kiva loan.

Irma is a member of the communal bank Bienestar (Wellbeing). She lives with her life partner and 4 children. The eldest child is 18 and preparing for the university; the other children attend the local grade school. Irma lives in the housing development Señor del Huerto where she has a store stocked with groceries, meat and fruit. Irma's work day starts at 4 in the morning when she goes out to do the shopping at the wholesale food market. Meanwhile, at 5 AM her daughters open the store. Irma keeps the store open until 9 PM, with the help of her daughters during their free time. Irma used to travel to the fairs, but gave it up because her son is still small. Irma and her partner also have a car with which they offer taxi service.

Irma needs a loan for 1200 Peruvian soles which will be invested in the purchase of sugar, rice, oil and detergent.

Irma dreams of building a home from quality materials, providing a good education to her children, and stocking her business.

Translated from Spanish by Erin Corcoran, Kiva volunteer.


El primer préstamo de Irma

Irma es socia del Banco Comunal Bienestar. Irma es conviviente, tiene 35 años y 4 hijos la mayor de 18 años que esta preparándose para la universidad y los demás estudian en el colegio, Irma vive en el asentamiento humano Señor del Huerto en donde tiene una tienda surtida de abarrotes, verduras, carnes, frutas, el día de Irma inicia a las 4 de la mañana para ir de compras al mercado de abastos, mientras sus hijas abren la tienda a las 5 de la mañana hasta las 9 de la noche, actividad que realiza con el apoyo de sus hijas en sus ratos libres, Irma anteriormente viajaba a las ferias, actividad que dejo de realizar porque su hijo esta muy pequeño. Además Irma junto a su esposo tienen un carro con el cual realizan transporte urbano.


Irma necesita un préstamo de 1200 soles dinero que será invertido en la compra de azúcar, arroz, aceite, detergente.


Irma sueña con construir su casa de material noble, brindar una buena educación a sus hijos y surtir su negocio.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $6,715
    Average annual income
  • 32
    View loans »
    Peru Loans Fundraising
  • $55,917,775
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Irma irma needs a loan for 1200 Peruvian soles (425 USD) which she will invest in the purchase of sugar, rice, oil and detergent.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 21, 2008
Listed
Sep 7, 2008
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2009