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\Farrukh is a beginning entrepreneur. He is 30 years old. He is married and has three young children. Farrukh lives with his family in his parents’ house in the Yavan region since he does not have a house on his own. He plans to launch a profitable business so that in the future he would be able to buy an apartment and live independently with his own family. He has already built a store using his savings and would like to open a grocery store there. He has already equipped the store with everything necessary, and all that is needed to start selling is to stock up on groceries. To achieve this goal, Farrukh has applied for a loan. He is requesting a loan in the amount of 3000 USD in order to buy a wide variety of groceries. He really needs this loan. Thanks to his loan he will not only launch a business brining him income, but also will be able to buy an apartment for his family. He eagerly wishes to have his own home. Farrukh hopes that he will get support.
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Фаррух начинающий бизнесмен. Ему 30 лет. Имеет жену и троих маленьких детей. Фаррух со своей семьей живет в районе Яван в доме родителей, поскольку не имеет собственного дома. Он планирует открыть такой прибыльный бизнес, за счет которого в будущем он смог бы купить квартиру и жить со своей семьей отдельно. Фаррух на свои сбережения уже построил помещение и хочет использовать его в качестве продуктового магазина. Он оснастил магазин всеми необходимыми принадлежностями и теперь осталось только закупить продукты, чтобы начать торговлю. Фаррух для реализации цели обратился за кредитом. Он просит в кредит 3000 долларов США для приобретения широкого ассортимента продуктов питания. Он очень нуждается в данном кредите. Ведь благодаря этому кредиту он откроет не только прибыльный бизнес, но и в будущем сможет купить квартиру для своей семьи. Он очень хочет и стремится, чтобы у него была собственная крыша над головой. Фаррух верит, что его поддержат.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 215
    View loans »
    Tajikistan Loans Fundraising
  • $29,714,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Farrukh to stock up on groceries so as to launch a grocery store.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Oct 31, 2013
Nov 7, 2013
Currency Exchange Loss:
Aug 17, 2015