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Rubaika, age 41, offers tailoring services to her neighbors and members of her local community. She works hard to provide much-needed funds to help her husband support the family. Her income helps to offer the family a decent life. She is known in the community for her mastery of stitching techniques.

In order to help her continue operations of her business, Rubaika has requested a loan in the amount of 30,000 PKR. With her loan funds, she will buy a stock of thread in different colors along with the packs of zippers and buttons. This investment will allow her to meet with increasing demand from her customers.

In addition to repaying the loan, she will use the revenues from her increased income to provide for household expenses.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 358
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 106.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Rubaika to buy a stock of thread in different colors along with the packs of zippers and buttons.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 24, 2013
Nov 6, 2013
Currency Exchange Loss:
Nov 17, 2014