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Zilfar is married with 7 children. Five of his children are married. One of his children works and another studies His wife is a housewife and Zilfar is a master craftsman, so that he repairs houses and builds and paints walls. They live in the Baku region.

Now Zilfar wants to improve his business and he has applied for a loan from Komak. He needs 1,900 AZN--with this amount he wants to buy assorted work supplies, for example different paint colors, paint brushes, etc.

He thankful to Komak and Kiva for the aid. In the future he wants to get an assistant to help with his business.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 30
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $2,425 helped Zilfar to buy various work supplies.
91% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 6, 2013
Currency Exchange Loss: