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Kim, age 44, is an experienced farmer from the village Anlong Thma of Baray district, Kampong Thom. Her family consists of her husband and her five children, all of whom are married.

Kim, with the help of her family members, is engaged in farming rice, cassavas, and other seasonal crops on farmland that is around two-hectares. Farming is the sole source of income for the family. Kim usually sells the agricultural products from her home because there are local traders who go through the village to collect the products to sell into the markets.

As the family's needs are increasing day by day, Kim needs to enlarge her areas for planting crops, so she will be able to cover their basic needs.

Kim would like to acquire a loan of KHR 4,000,000 to buy a piece of land.

As this is her first loan with Kiva, Kim and her family will be very thankful to the lenders for their goodwill in helping them collect the needed loan.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.


About Cambodia

  • $2,600
    Average annual income
  • 263
    View loans »
    Cambodia Loans Fundraising
  • $38,016,925
    Funds lent in using Kiva
  • 4,045.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Kim to buy a piece of land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Nov 6, 2013
Currency Exchange Loss:
Jun 17, 2014