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Update on Manal

Because Manal is a conservative woman, she asked her husband to take her place in the picture.

Manal was born in 1975. She lives with her husband and four children in a rented house at a sector in Jordan called Madaba. Her husband works in a factory and sells birds. Manal has been helping her husband sell birds for two years. They started their project with a small quantity of birds.

Now she wants to raise the amount of the birds they sell to raise their profit and income to support her family financially.

But she doesn't have enough money to do so, so she applied for this loan.

Previous Loan Details

Manal is a 38-year-old conservative woman and she has asked her husband to appear in the photo in her place. The couple have two sons and two daughters. Her husband works in a factory during the day and in the evenings he sells birds from home. Now Manal wants to support her husband and buy more ... More from Manal's previous loan »

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Jordan

  • $6,100
    Average annual income
  • 32
    View loans »
    Jordan Loans Fundraising
  • $8,222,050
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Manal buy more types of birds to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 22, 2013
Nov 6, 2013
Currency Exchange Loss:
Jan 17, 2015
This photo was used before for a previous loan for Manal. It was first posted on Kiva on Mar, 2013. Learn More