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Walaa is a conservative person who prefers not to have her photo published online, so her husband appears in the photo.

Walaa is a 26-year-old married woman from Rafah city. She lives with her husband and one daughter. Walaa's husband is an employee in the public sector where he gets a low income. This is the only source of income for the family. Walaa and her husband would like to improve the family's conditions by buying all the needed stuff. Walaa took a USD Murabaha loan from FATEN. This loan will help her to buy a water heating system that uses solar energy for her home. By applying for this loan, the family will reduce their use of electricity for heating water especially in the winter. This will improve the family's living conditions.

Additional Information

More information about this loan

This loan is governed by Islamic lending principles. Because Islamic Law prohibits the charging of interest, FATEN is charging 0% interest on this loan. This is a Murabaha loan, which means that FATEN purchases goods for borrowers and charges a fee or mark-up. Click here to learn more about this loan type and Kiva's approach to lending in the Islamic world.  


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.


About Palestine

  • $4,900
    Average annual income
  • 38
    View loans »
    Palestine Loans Fundraising
  • $12,470,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Walaa to buy a water heating system that uses solar energy for her home.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 21, 2013
Nov 6, 2013
Currency Exchange Loss:
Oct 21, 2015