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João Cris&oac
João Crisóstomo A. is 53 years old. He was born and raised in Inhambane. He is married and the father of 6 children with ages between 7 and 24. The oldest is working in neighboring South Africa. His second is in his 1st year of college, and the younger ones are in general education. João moved to Namaacha, a town bordering with Swaziland and concluded his course of agronomy (middle level).

In 1977 João began working in the Agrarian School of Namaacha as a professor, and in the following year he was married to his wife. He worked in that school for only 4 years and was transferred to the District Direction of Education of Namaacha where he worked as a permanent official occupying the function of Technician of Production and School Food.

He earned a salary of 4,500MT but was unable to save any money due to the elevated cost of living. João currently lives with his family in a house given up to the services and is building his own home in the same district. Besides his family, João is responsible for his orphaned nephew that lives in Inhambane. He sends him 500MT on a monthly basis.

To begin his work João first received a loan from the International Bank of Mozambique (BIM) for 16,000MT and paid it off after 2 years. In 2007 he came to know Hluvuku through some coleagues and solicited a loan for 8,000MT which he used to purchase construction materials. This is the second loan with Hluvuku and the first through Kiva for 9,000MT which will be used to the same end. In the future he intends to ask for another loan so he can furnish his home and construct a wall.
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João Crisóstomo A. tem 53 anos, nasceu e cresceu em Inhambane, é casado e Pai de 6 filhos com idades compreendidas entre 24 a 7 anos respectivamente .O mais velho esta a trabalhar na visinha Africa do sul, o segundo está fazer 1°ano de faculdade e os outros mais novos estão a frequentar o ensino Geral. João mudou –se para Namaacha uma vila fronteiriça com a Swazilandia a pos a conclusão do seu curso de agronomia ( nivel medio).

Em 1977 João começou a trabalhar na Escola Agraria de Namaacha como professor e no ano seguinte contraio matrimonio com a sua Esposa. Nesta Escola trabalhou apenas durante 4anos e foi transferido para Direcção Distrital da Educacão de Namaacha, onde trabalha até então como funcionario permanente, ocupando a função de Tecnico de Produção e Alimemtação Escolar e aufere um salário liquido de 4.500,00mtn mas não consegue poupar nada no final do mês devido ao custo elevado de vida. João vive actulmente com a sua familia numa casa cedida pelos serviços e está a construir a sua propria casa no mesmo distrito. Para alem da sua familia João responsabiliza-se pelo sobrinho orfão de pais que vive em Inhambane, manda lhe uma sexta basica mensalmente no valor de 500.00mtn.

João para iniciar a sua obra contraiu primeiramente um emprestimo no Banco Internacional de moçambique ( BIM) no valor de 16,000.00mtn e pagou num periodo de 2anos. Em 2007 conheceu a hluvuku atraves dos colegas e solicitou um emprestimo no valor de 8,000.00mtn e foi usado para compra de material de construção para sua obra, este é segundo emprestimo com hluvuku e o primeiro com kiva no valor de 9.000,00mtn e será usado para mesmo fim.
Pretende futuramente contrair mas emprestimo para mobilar a sua casa e construir muro de vedação.

About Mozambique

  • $1,200
    Average annual income
  • 116
    View loans »
    Mozambique Loans Fundraising
  • $2,802,350
    Funds lent in using Kiva
  • 23.9
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped João Cris&oac to buy construction materials.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 23, 2008
Listed
Sep 9, 2008
Currency Exchange Loss:
Covered
Ended:
Feb 24, 2010