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Styopa is 60 years old and lives in the village of Pukhrut, which is in the Syunik region. He has no higher education, and for many years, he worked as a carpenter. Styopa is married and has a son and a daughter. His son is with his family, and lives and works in the Russian Federation, and his daughter is also married and with her family, and lives in Kapan city.

Styopa and his wife are engaged in farming. In their farm, they have four cows, a bull, and three calves. Their main farm products are milk and meat, which they sell at the city's wholesale market. In this way they earn their living, take care of their farm, and hardly manage to support their children’s families.

Styopa asks for a loan of 600,000 Armenian Drams in order to buy a lot of hay for his farm cattle for winter period.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 100
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • 405.8
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,500 helped Styopa to buy a lot of hay for his farm cattle for the winter period.
83% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Nov 5, 2013
Currency Exchange Loss: