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Mher is 38 years old and lives in Kapan city, which is in the Syunik region. Mher has studied at a technical college with the specialty of trade. Mher is married and has two sons. He lives with his wife, children, and mother. Mher’s wife does not work, and she takes care of their children; his mother works as a backer.

It has already been ten years since Mher has his own business. He built a very nice and cute building, and he uses it as a café. It is a very popular place for both citizens of Kapan and tourists vising the city.

It is a very calm and nice place to have a meeting with friends, eat something tasty and original, and listen to nice music. In his business, Mher’s wife helps him very much.

Mher is asking for a loan of 3,000 USD to purchase colored lights equipment, some new utensils, and barbecue brazier, and build a tonir (a special Armenian oven; a construction which is built in land where the Armenian national bread, Lavash, is backed).

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 121
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Mher to purchase colored lights equipment, new utensils, and barbecue brazier, and build a tonir (a special Armenian oven).
56% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Nov 5, 2013
Currency Exchange Loss: