La Primera Ii Group
The loan they are taking out will benefit small microentrepreneurs, and among them is Lidia. She comments that she has been a member of Pro Mujer for three years. She joined upon an invitation from her friend who is a member of the institution. Lidia's current business is to knit baby clothes by hand and on a knitting machine. She started this business seven years ago when she bought her knitting machine. In the beginning she produced few products, but then she decided to expand her business and joined Pro Mujer.
The loan she is requesting now will be spent on wool that she will buy wholesale in the city of El Alto, and then sell in her place of business. This way of working allows her to generate the necessary incomes for her household, since she lives with her partner and three children.
When asked what she likes about Pro Mujer, she answers that she likes the training on finance and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lidia es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido a mano y máquina de ropa de bebe; cuenta que este negocio lo emprendió por la compra de su máquina de tejer hace siete años, con lo cual producía poca mercadería, posteriormente decide ampliar su mercadería e ingreso a Pro Mujer.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las tiendas mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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