Rey De Reyes Group
This loan will help these microentrepreneurs. Elvira notes that she has had four loans with Pro Mujer, which she joined at the invitation of the institution's promoter, who visited her in her home. She currently has a business selling plastic home goods; she tells us that she's had the business for a number of years and that it is quite profitable. She currently thinks she should expand her business to carry other products, which is why she will buy spices and sell them in her business.
She will use this loan as working capital to buy spices at the wholesalers in the city of El Alto and then sell them in her shop. This work allows her to bring in an income to support her family, since she lives with her partner and has two children. When we ask her what she likes about Pro Mujer, she answers that she likes the health care and training offered.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elvira es integrante, ella indica que hace cuatro ciclos que integra Pro Mujer, ingresando por invitación de una invitación de una Promotora de la institución que fue a visitarle a su domicilio. En la actualidad ella tiene un negocio de venta de utensilios de plástico para el hogar; nos cuenta que este negocio lo inicio hace varios años atrás, ya que era un negocio muy rentable, en la actualidad piensa que debe ampliar su negocio con otro producto, es por ello que comprará condimentos y los instalará en su espacio.
El crédito que ahora sacará es para el aumento de capital (compra de condimentos) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente lo comercializará a en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y capacitación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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