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Deisi is 40 years old and lives with his life partner and their two children, who are 15 and 13 years old. She has been selling chicken tamales for three years and that is her contribution to their household finances. His main wish is for his family to have better living conditions. To that end, he wants to buy the right to potable water, which they need very much as they do not have this vital liquid in their home. He is asking FUSAI for this loan to invest in installing potable water, which they sorely need in their home.
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Deisi de 40 años de edad habita junto a su compañero de vida y sus dos hijos de 15 y 13 años de edad. Ella se dedica a la venta de tamales de pollo desde hace tres años y de esta forma colabora con la economía de su hogar. Su principal deseo es que su familia cuente con mejores condiciones de vida. Para ello desea invertir en la compra del derecho de agua potable la cual le hace mucha falta ya que no cuenta con el vital líquido en su casa. Solicita este crédito a FUSAI para invertir en la introducción del agua potable en su vivienda que tanta falta le hace.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 860
    View loans »
    El Salvador Loans Fundraising
  • $28,312,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Deisi to invest in installing potable water in his home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Nov 1, 2013
Currency Exchange Loss:
Dec 19, 2013