Felicia K. is married and has four kids. She lives with her family at Goaso in the Brong Ahafo region of Ghana. She is 40 years old. She runs a clothing shop and sells ladies and children wears like blouse and skirts, lingerie, underwear, slippers and dressing bags for the past ten years. She is constrained by funds to run the business. She needs the loan to inject more working capital into the business to scale up business progress. She believes the loan will enable her to purchase good quality and large quantity to upgrade her inventory. She says she would be grateful for that assistance.