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Reina Concepción

Update on Reina Concepción

Reina is 27, only studied up to 3rd grade because her parents didn't give her the opportunity to continue studying, they told her that studying was useful for absolutely nothing, she admits this was a reason for not getting ahead. She is currently with someone, her husband is a construction worker and a farmer. Her oldest son goes to school and is in the 3rd grade. Only the four of them live at home, her, her husband and their two children ages 10 and 4 respectively.

Reina sells fruits and vegetables, she has 7 years of experience in this activity, she learned this activity from her aunt, who taught her how to shop for them and how to price the product to sell. She leaves her house at 5:30 in the morning, goes to the neighborhoods close by to sell her fruits and vegetables, she finishes her day around noon. In addition, Reina is also a farmer and grows 7,000 square meters of corn and sorghum with the help of her husband.

The loan will be used to buy cattle, she currently has two heads of cattle; but she would like to buy a dairy cow, thus the loan will be invested in buying cattle.

Reina's dream is to have more cattle, and to build a wall around her house because it is located close to a cliff and puts her and her family's life at risk. Also, Reina is a person with much desire to improve and a clear example of this is that she's currently studying 6th grade during the weekends and hopes to finish elementary school.
View original language description ↓
Reina de 27 años, estudio unicamente hasta 3º grado, dado que sus padres, no le dieron la oportunidad de continuar estudiando, porque le decían de que eso no servia, absolutamente para nada; pero reconoce que eso fue una limitante para que ella no lograra superarse. Actualmente esta acompañada, su esposo es albañil y agricultor. Su hijo mayor ya asiste a la escuela y estudia 3º grado. En su casa unicamente viven los 4 con su esposo y sus 2 hijos de 10 y 4 años de edad respectivamente.

Reina se dedica al comercio de frutas y verduras, tiene siete años de estar trabajando en esta actividad, oficio que aprendió de su tía, quien le enseño a como realizar compras y a como tenia que comercializar el producto. Ella sale a las 5.30 de la mañana de su casa, a las colonias cercanas a comercializar la fruta y la verdura, y termina su día, a eso de las 12 del medio día. Aparte de eso, Reina también es agricultora y siembra 7,000 metros cuadrados de maíz y sorgo, con ayuda de su esposo.

El préstamo sera utilizado para la compra de ganado, actualmente cuenta con dos reses; pero le gustaría comprar una vaca lechera. Así que el préstamo sera invertido para la compra de ganado.

Reina tiene el sueño de poseer mas ganado, también le gustaría hacer el muro perimetral de su casa, porque su residencia esta cerca de una quebrada, y pone en riesgo la vida de ella y su familia. Ademas de eso, Reina es una persona con muchos deseos de superación y ejemplo claro de eso es que actualmente estudia 6º grado los fines de semana y espera poder terminar la educación media.

Previous Loan Details

Reina is 27 years old and a single mother of two children. She separated from her husband because he mistreated her children, a 9-year-old boy and a 3-year-old girl. She makes a living selling fruits and vegetables walking from house to house with a basket. In addition, she carries out agricultur... More from Reina Concepción's previous loan »

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 644
    View loans »
    El Salvador Loans Fundraising
  • $28,150,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Reina Concepción to buy cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 14, 2013
Nov 1, 2013
Currency Exchange Loss:
Dec 17, 2014